Overseas Travel Insurance

Overseas Travel Insurance is essential to cover medical expenses and other financial losses incurred while traveling from one to another country.

You can get temporary travel insurance at the time of the booking of a trip to cover your exact duration of that trip or you can purchase insurance from travel insurance companies with the help of travel agents. However, you can purchase travel insurance policy from travel suppliers, but it will be less benefited than what offered by insurance companies.

There are different kinds of travel insurance like business travel, adventure travel, student travel, cruise travel, leisure travel etc., can be insured by insurer. You can also find various insurers who provide overseas travel insurance.

The most common risks that travel insurance covers:

• Medical expenses for travelers

• Emergency evacuation

• Trip cancellation or interruption

• Accidental death benefit

• injury or disablement benefit

• Overseas funeral expenses

• Delayed departure

• Any kind of loss, theft or damage to personal possessions and money (including travel documents)

• Personal liability

• Coverage for additional costs

The insurers provide coverage for pregnancy related expenses, if the travel occurs within the first three months. After that, different insurer has different policy for overseas travel insurance which varies from each other.

Travel insurance also provides helpful services, often 24 hours a day, 7 days a week that is for emergency travel assistance.

You generally have to pay 5–7% of the total cost of your trip if you purchase insurance policy at the time of the booking.