Today, health insurance has become an important element in our life. Because nobody knows when he has to face a critical illness and pay huge amount to recover from that illness. It is very difficult to pay whole amount instantly. And when you don’t find any way to fetch the money then you go to your relatives for financial help. The moment when you go to your relatives you feel hesitation for taking financial help. To avoid that situation you need some preparation which health insurance provides you.
If you don’t have health insurance plan, you will be in big trouble in the event of hospitalization out of critical illness or injury. Therefore you should insure your health against health insurance and take care of by acquiring the best health insurance plan from insurance providers. There are many insurance providers with different health insurance plan. Now this is your job to identify the best health plan suited for you.
Health Insurance Covers
• Cashless Hospitalization: It is offered by all non-life insurers.
• Room and Boarding expenses: Limits are varying from company to company.
• Ambulance charges
• ICU charges, doctor, consulting, anesthetist and surgeon fees, operation and other diagnostic and surgical material costs are covered.
• Pre and post hospitalization expenses are covered.
• Day care expenses are also covered.
Important points to be taken care before buying health insurance plan
• Before buying the health insurance plan you must read the policy exclusions and limitations in various covers.
• You should know the number of network hospitals where you get every facility provided by your insurer.
• You also find out the hospital which is nearest to your location.
• You must know the name of critical diseases being covered by insurers.
• You must disclose all the pre-existing diseases because they don’t cover all critical illnesses. They cover these illnesses normally after 2-3 years.
If you don’t have health insurance plan, you will be in big trouble in the event of hospitalization out of critical illness or injury. Therefore you should insure your health against health insurance and take care of by acquiring the best health insurance plan from insurance providers. There are many insurance providers with different health insurance plan. Now this is your job to identify the best health plan suited for you.
Health Insurance Covers
• Cashless Hospitalization: It is offered by all non-life insurers.
• Room and Boarding expenses: Limits are varying from company to company.
• Ambulance charges
• ICU charges, doctor, consulting, anesthetist and surgeon fees, operation and other diagnostic and surgical material costs are covered.
• Pre and post hospitalization expenses are covered.
• Day care expenses are also covered.
Important points to be taken care before buying health insurance plan
• Before buying the health insurance plan you must read the policy exclusions and limitations in various covers.
• You should know the number of network hospitals where you get every facility provided by your insurer.
• You also find out the hospital which is nearest to your location.
• You must know the name of critical diseases being covered by insurers.
• You must disclose all the pre-existing diseases because they don’t cover all critical illnesses. They cover these illnesses normally after 2-3 years.
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